Steven has been with Venture West since 2013, he specializes in the underwriting and origination of financing for multi-family, commercial, and single-family properties. He serves his independent base of clients while also operating as part of Matt Douglas’ team. Mr. Smith earned a bachelor’s degree in business economics from the University of Arizona.
Steven Smith
Director of Originations
DEALS OF THE WEEK
Multi-Tenant Retail Refinance
Temecula, CA
5-Year Fixed
Cash Out
Ground Lease
Multi-Family Refinance
Los Angeles, CA
5-Year Fixed
Flexible Pre-Payment Penalty
Non-Recourse
Four-Plex Refinance
Los Angeles, CA
7-Year ARM
Low 3rd Party Costs
No Pre-Payment Penalty
Multi-Family Refinance
Los Angeles, CA
5-Year Fixed
5 Years Interest Only
Non-Recourse
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Multi-Family Refinance
Los Angeles, CA
2-Year Adjustable
Interest Only
No Pre-Payment Penalty
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Multi-Family Refinance
Oakland, CA
3-Year Fixed
Cash Out
75% LTV
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Multi-Family Refinance
Los Angeles, CA
5-Year Fixed
Flexible Pre-Payment Penalty
Non-Recourse
Commercial Refinance
Ontario, CA
5-Year Fixed
No Pre-Payment Penalty
Non-Recourse
Land Refinance
Coto de Caza, CA
2-Year Fixed
Cash Out
Interest Only
Mixed Use Refinance
Gardena, CA
5-Year Fixed
Flexible Pre-Payment Penalty
Low 3rd Party Costs
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Multi-Family Construction Loan
Covina, CA
2-Year Term
No Pre-Payment Penalty
Extension Options
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Multi-Family Refinance
Los Angeles, CA
5-Year Fixed
Two Properties
Interest Only
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Duplex Portfolio Refinance
Los Angeles, CA
7-Year ARM
Low 3rd Party Costs
Limited Doc
Pre-School
Purchase
Alameda, CA
5-Year Fixed
No Pre-Payment Penalty
Owner - User
Multi-Family
Refinance
San Diego, CA
5-Year Fixed
Low 3rd Party Costs
Cash - Out
Commercial
Construction
San Bernardino, CA
Construction to Perm
Flexible Pre-Payment Penalty
​
Mixed-Use
Refinance
Marina Del Rey, CA
3-Year Fixed
Interest Only
Non-Recourse
Multi-Tenant
Retail Refinance
San Luis Obispo, CA
1-Year Fixed
No Pre-Payment Penalty
No Tax Returns
Multi-Family
Purchase
Santa Barbara, CA
5-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
Multi-Family
Refinance
Los Angeles, CA
3-Year Fixed
Interest Only
Non-Recourse
Multi-Family
Refinance
Hawthorne, CA
30-Year Fixed
Two Properties
Cash-Out
Multi-Family
Refinance
Los Angeles, CA
5-Year Fixed
Interest Only
Flexible Prepayment Penalty
Multi-Tenant Retail
Refinance
Tucson, AZ
5-Year Fixed
Limited Recourse
3-2-1% Prepayment Penalty
Multi-Tenant Retail
Refinance
San Diego, CA
5-Year Fixed
30-Year Amortization
No Prepayment Penalty
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Multifamily
Refinance
Los Angeles, CA
5-Year Fixed
Low 3rd Party Costs
Cash-Out
Multifamily
Refinance
West Hollywood, CA
5-Year Fixed
Low 3rd Party Costs
2-1% Prepayment Penalty
Multifamily
Refinance
Toluca Lake, CA
5-Year Fixed
Low 3rd Party Costs
Flexible Prepayment Penalty
Duplex
Refinance
Los Angeles, CA
30-Year Fixed
Interest Only
Cash-Out
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Multifamily
Refinance
Toluca Lake, CA
5-Year Fixed
Cash-Out
Low 3rd Party Costs
Multifamily
Refinance
Claremont, CA
5-Year Fixed
Interest Only
Low 3rd Party Costs
Multifamily
Refinance
Los Angeles, CA
5-Year Fixed
Cash Out
Flexible Pre-Payment Penalty
Multifamily
Bridge Purchase
El Cajon, CA
5-Year Fixed
Interest Only
Low 3rd Party Costs
Multifamily
Refinance
Los Angeles, CA
5-Year Fixed
Cash Out
Flexible Pre-Payment Penalty
Multifamily
Refinance
Los Angeles, CA
5-Year Fixed
Two Properties
Cash-Out
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Multifamily
Refinance
Chula Vista, CA
3-Year Fixed
Cash-Out
Flexible Pre-Payment Penalty
Multifamily
Refinance
Inglewood, CA
5-Year Fixed
Non-Recourse
Flexible Pre-Payment Penalty
Multifamily
Refinance
Long Beach, CA
5-Year Fixed
Low 3rd Party Costs
Cash-Out
Multifamily
Refinance
Carlsbad, CA
7-Year Fixed
No Pre-Payment Penalty
75 Day Rate Lock
Multifamily
Purchase
Davis, CA
5-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
1-4 Unit Portfolio
Refinance
Los Angeles, CA
7-Year ARM
Six Properties
No Pre-Payment Penalty
Multifamily
Purchase
Hawthorne, CA
5-Year Fixed
3-2-1% Pre-Payment Penalty
Low 3rd Party Costs
Multifamily Portfolio
Refinance
Hawaiian Gardens and Inglewood, CA
5-Year Fixed
Two Properties
Cash-Out
Multifamily
Refinance
Los Angeles, CA
5-Year Fixed
Non-Recourse
Flexible Pre-Payment Penalty
Multifamily
Refinance
Tustin, CA
5-Year Fixed
Non-Recourse
Cash Out
Multifamily
Refinance
Santa Barbara, CA
5-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
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Multifamily
Refinance
North Hollywood and Burbank, CA
10-Year Fixed
Non-Recourse
Two Properties
Multi-Tenant Retail
Refinance
Lakewood, CA
5-Year Fixed
No Pre-Payment Penalty
Cash-Out
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Multifamily
Refinance
Los Angeles, CA
5-Year Fixed
5-Years Interest Only
Newly Built
Multifamily Purchase
Vallejo, CA
10 Units
10-Year Fixed
Low 3rd Party Fees
74% LTV
Private Elementary School Purchase
Inglewood, CA
5-Year Fixed
Interest Only
70% LTV
Multi-Tenant Retail Refinance
Lakewood, CA
Kohl's Anchored
10-Year Fixed
75-Day Rate Lock
No Pre-Payment Penalty
Multifamily Portfolio Refinance
Albuquerque, NM
80 Units
5-Year Fixed
5-Years Interest Only
Flexible Pre-Payment Penalty
Multifamily Portfolio Refinance
Southern California
40 Units
5 and 7-Year Fixed
Non-Recourse
Interest Only
Multifamily Purchase
Beverly Hills, CA
19 Units
5-Year Fixed
Non-Recourse
5-Years Interest Only
Multifamily Bridge Purchase
Inglewood, CA
3-Year Fixed
3-Years Interest Only
Market Rent Underwriting
​
Four-Plex
Purchase
Oakland, CA
7-Year Fixed
75% LTV
No Pre-Payment Penalty
Multifamily
Refinance
Fairfield, CA
23 Units
10-Year Fixed
Low 3rd Party Costs
60 Day Rate Lock
Multifamily
Refinance
Los Angeles, CA
23 Units
7-Year Fixed
Interest Only
Non-Recourse
Multifamily
Refinance
Berkeley, CA
5 Units
5-Year Fixed
Low 3rd Party Costs
Four-Year Pre-Payment Penalty
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Multifamily Portfolio
Refinance
Los Angeles, CA
131 Units
7-Year Fixed
Non-Recourse
Four Properties
Multifamily Refinance
Los Angeles, CA
17 Units
7-Year Fixed
5-Years Interest Only
Flexible Pre-Payment Penalty
Multifamily Portfolio Refinance
Los Angeles County
66 Units
5 and 10-Year Fixed
Flexible Pre-Payment Penalty
Low 3rd Party Costs
Multifamily
Refinance
Los Angeles, CA
19 Units
10-Year Fixed
7-Years Interest Only
Non-Recourse
Self-Storage
Refinance
Whittier, CA
7-Year Fixed
30-Year Amortization
Cash-Out
1-4 Portfolio Refinance
Commerce, Van Nuys, and Bell, CA
17 Units
30-Year Fixed
Seven Properties
No Pre-Payment Penalty
Multifamily Refinance
San Diego, CA
50 Units
7-Year Fixed
3-Years Interest Only
Cash-Out
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Multifamily
Purchase
Redondo Beach, CA
12 Units
7-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
Multifamily Refinance
Los Alamitos, CA
24 Units
5-Year Fixed
5-Years Interest Only
Flexible Pre-Payment Penalty
Multi-Tenant Retail Purchase
Huntington Beach, CA
22 Units
5-Year Fixed
30-Year Amortization
No Pre-Payment Penalty​
Multifamily Portfolio Refinance
Long Beach, CA
14 Units
7-Year Fixed
5-Years Interest Only
Flexible Pre-Payment Penalty​
Multifamily Bridge Purchase
Duarte, CA
28 Units
24-Month Term
No Pre-Payment Penalty
Market Rent Underwriting
Multifamily
Refinance
Los Angeles, CA
4 Units
7-Year Fixed
No Pre-Payment Penalty
Cash-Out
Multifamily
Purchase
Santa Barbara, CA
10 Units
12-Month Fixed Term
Market Rent Underwriting
Interest Only
Multifamily Refinance
Santa Monica, CA
9 Units
5-Year Fixed
Flexible Pre-Payment Penalty
Low 3rd Party Fees
Multifamily Portfolio Refinance
Santa Monica, CA
18 Units
10-Year Fixed
Non-Recourse
Two Properties
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Mixed-Use Refinance
Anaheim, CA
36 Units
5-Year Fixed
Low 3rd Party Fees
Flexible Pre-Payment Penalty
Multifamily Refinance
Glendale, CA
18 Units
7-Year Fixed
Non-Recourse
Interest Only
Multifamily Refinance
Los Angeles, CA
18 Units
10-Year Fixed
Interest Only
Cash-Out
1 -4 Unit Portfolio Refinance
Los Angeles County
16 Units
5 and 7 Year Fixed
Nine Properties
Cash-Out
Multifamily Refinance
Los Angeles, CA
56 Units
10-Year Fixed
Two Properties
Full Term Interest Only
Multifamily
Refinance
Glendale, CA
36 Units
7-Year Fixed
Two Properties
Flexible Pre-Payment Penalty
Multifamily
Purchase
Inglewood, CA
12 Units
7-Year Fixed
Low 3rd Party Fees
Flexible Pre-Payment Penalty
2-4 Unit Portfolio Refinance
Los Angeles, CA
11 Units
10-Year ARM
No Prepayment Penalty
New Construction
Multifamily
Purchase
Palm Springs, CA
50 Units
5-Year Fixed
Ground Lease
No Pre-Payment Penalty
Multifamily
Purchase
Tustin, CA
16 Units
Market Rent Underwriting
Interest Only
Multifamily
Refinance
Houston, TX
240 Units
10-Year Fixed
Interest Only
Cash-Out
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Single-Tenant Retail Refinance
Beverly Hills, CA
7-Year Fixed
Line of Credit
No Pre-Payment Penalty
Retirement Living Center Refinance
Ventura, CA
299 Units
10-Year Fixed
Interest Only
Non-Recourse
Multi-Family Refinance
Lynwood, CA
5-Year Fixed
5 Years Interest Only
Non-Recourse
Single-Tenant Office Refinance
Coto de Caza, CA
5-Year Fixed
Term Loan + Line of Credit
Owner - Occupied
Multi-Family Purchase
Richmond, CA
5-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
Multi-Family Refinance
San Diego, CA
3-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
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Retail Purchase
Westminster, CA
18-Month Adjustable
Interest Only
Vacant
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Mixed-Use Refinance
Los Angeles, CA
5-Year Fixed
Interest Only
Non-Recourse
Multi-Family Refinance
Oxnard, CA
30-Year Fixed
Flexible Pre-Payment Penalty
Cash Out
Multi-Family Refinance
Escondido, CA
3-Year Fixed
Cash Out
1-Year Pre-Payment Penalty
Multi-Family Purchase
Redondo Beach, CA
1-Year Term
Bridge Loan
Interest Only
Multi-Family Purchase
Valley Village, CA
30-Year Fixed
Flexible Pre-Payment Penalty
No Tax Returns
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Mixed Use Refinance
Pomona, CA
5-Year Fixed
30-Year Amortization
No Pre-Payment Penalty
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Multi-Family Refinance
Pomona, CA
30-Year Fixed
No Tax Returns
10-Year Interest Only
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Multi-Family
Purchase
Los Angeles, CA
5-Year Fixed
Flexible Pre-Payment Penalty
Low 3rd Party Costs
Multi-Family
Refinance
Los Angeles, CA
30-Year Fixed
Two Year Pre-Payment Penalty
7 Loans
Mobile Home Park
Refinance
Tacoma, WA
5-Year Fixed
Cash-Out
Low 3rd Party Costs
Multi-Family
Refinance
Riverside, CA
5-Year Fixed
3-2-1% Pre-Payment Penalty
Non-Recourse
Mixed-Use
Refinance
Hermosa Beach, CA
3-Year Fixed
Non-Recourse
Two Year Pre-Payment Penalty
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Mixed-Use
Purchase
Alameda, CA
3-Year Fixed
30-Year Amortization
Funeral Home
Pre-School
Refinance
Alameda, CA
5-Year Fixed
Owner-User
Cash-Out
Multi-Family
Refinance
Los Angeles, CA
3-Year Fixed
Low 3rd Party Costs
Cash-Out
Multi-Family
Purchase
Los Angeles, CA
5-Year Fixed
Low 3rd Party Costs
3-2-1% Pre-Payment Penalty
Multi-Family
Refinance
Stockton, CA
5-Year Fixed
Low 3rd Party Costs
Flexible Prepayment Penalty
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Multi-Family
Refinance
Santa Barbara, CA
5-Year Fixed
Cash-Out
Interest Only
Multifamily
Refinance
Van Nuys, CA
5-Year Fixed
Low 3rd Party Costs
Flexible Prepayment Penalty
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Office - Retail
Refinance
Tucson, AZ
5-Year Fixed
Cash-Out
No Prepayment Penalty
Cabin/Lodge Purchase
Big Bear Lake, CA
5-Year Fixed
Owner - User
Pro-Forma Underwriting
Triplex
Refinance
Los Angeles, CA
5-Year Fixed
Flexible Pre-Payment Penalty
Low 3rd Party Costs
Duplex
Refinance
Los Angeles, CA
30-Year Fixed
Interest Only
Cash-Out
Duplex
Refinance
Los Angeles, CA
30-Year Fixed
Interest Only
Cash-Out
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Industrial Cannabis
Refinance
King City, CA
3-Year Fixed
Interest Only
Flexible Pre-Payment Penalty
Multifamily
Refinance
Hawthorne, CA
30-Year Fixed
Cash Out
Two Properties
Office Bridge
Purchase
San Jose, CA
12-Month Term
Interest Only
No Pre-Payment Penalty
Multifamily
Refinance
Sherman Oaks, CA
7-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
Multifamily
Refinance
Long Beach, CA
3-Year Fixed
Non-Recourse
Interest Only
Multifamily
Purchase
Lawndale, CA
30-Year Fixed
Non Owner-Occupied
No Pre-Payment Penalty
Gas Station
Refinance
Long Beach, CA
5-Year Fixed
Real Estate and Business Asset Loans
Cash-Out
Mixed-Use
Refinance
Gardena, CA
1-Year Term
Interest Only
Cash-Out
Multifamily
Refinance
Summerland, CA
10-Year Fixed
Interest Only
Cash-Out
Four-Plex
Refinance
San Diego, CA
7-Year ARM
Two Loans
No Pre-Payment Penalty
Multifamily
Refinance
Los Angeles, CA
7-Year Fixed
Cash-Out
Flexible Pre-Payment Penalty
Multifamily Portfolio
Refinance
Los Angeles, CA
5-Year ARM
Four Properties
No Pre-Payment Penalty
Multifamily
Refinance
Carson City, NV
18-Month Term
2nd TD
Interest Only
Multifamily
Purchase
Redondo Beach, CA
ARM
Low 3rd Party Costs
Interest Only
Multifamily
Refinance
Torrance, CA
10-Year Fixed
Interest Only
Cash Out
Industrial Purchase
Paramount, CA
12-Month Term
Low 3rd Party Costs
1st TD and 2nd TD Structure
Single-Tenant Retail
Purchase
Westminster, CA
12-Month Term
Interest Only
1st TD and 2nd TD Structure
2 - 4 Unit Portfolio
Refinance
Los Angeles, CA
5-Year ARM
No Pre-Payment Penalty
Low 3rd Party Costs
Land
Refinance
San Bernardino, CA
3-Year Fixed
30-Year Amortization
Cash-Out
Multifamily Refinance
Torrance, CA
60 Units
10-Year Fixed
Extended Rate Lock
Interest Only
Transitional Housing Refinance
Seattle, WA
2-Year Term
Interest Only
No Pre-Payment Penalty
Duplex Portfolio Purchase
Los Angeles, CA
22 Units
5-Year Fixed
Low 3rd Party Costs
No Pre-Payment Penalty
Multifamily Purchase
Seattle, WA
5 Units
7-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
Multifamily Purchase
Anaheim, CA
16 Units
10-Year Fixed
Flexible Pre-Payment Penalty
5-Years Interest Only
Multifamily Portfolio Refinance
Anaheim and San Leandro, CA
89 Units
10-Year Fixed
5-Years Interest Only
Two Properties
Multifamily
Refinance
Berkeley, CA
6 Units
5-Year Fixed
Low 3rd Party Costs
Four-Year Pre-Payment Penalty
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Multifamily
Refinance
Santa Monica, CA
48 Units
10-Year Fixed
10-Years Interest Only
Non-Recourse
Multifamily
Refinance
Torrance, CA
10 Units
7-Year Fixed
Low 3rd Party Costs
Flexible Pre-Payment Penalty
Multifamily
Refinance
Fullerton, CA
9 Units
10-Year Fixed
Newly Built
Flexible Pre-Payment Penalty
Multifamily
Refinance
Palos Verdes Estates, CA
8 Units
7-Year Fixed
Non-Recourse
Flexible Pre-Payment Penalty
Multifamily Refinance
San Jose, CA
17 Units
7-Year Fixed
Non-Recourse
Flexible Pre-Payment Penalty
Multifamily Portfolio Refinance
Long Beach, CA
12 Units
10-Year Fixed
Low 3rd Party Costs
Non-Recourse
Multifamily Refinance
Glendale, CA
22 Units
5-Year Fixed
Interest Only
Non-Recourse
Multifamily Refinance
Conroe, TX
184 Units
10-Year Fixed
10-Year Interest Only
Cash-Out
Multifamily Refinance
Los Angeles, CA
10 Units
7-Year Fixed
Interest Only
Non-Recourse
Multifamily Refinance
South Pasadena, CA
6 Units
10-Year Fixed
New Construction
Cash-Out
Multifamily Portfolio Refinance
Los Angeles, CA
29 Units
7-Year Fixed
Flexible Pre-Payment Penalty
Two Properties
Multifamily Refinance
El Segundo, CA
26 Units
10-Year Fixed
7-Years Interest Only
Non-Recourse
Multifamily Refinance
Lakewood, CA
48 Units
10-Year Fixed
5-Years Interest Only
Low 3rd Party Fees
Multifamily Bridge Purchase
Los Angeles, CA
17 Units
3-Year Fixed
Interest Only
Low 3rd Party Fees
Single-Tenant Office Refinance
Los Angeles, CA
5-Year Fixed
Cash-Out
Flexible Pre-Payment Penalty
Low 3rd Party Fees
Multifamily
Purchase
Los Angeles, CA
16 Units
10-Year Fixed
Flexible Pre-Payment Penalty
Low 3rd Party Fees
Multifamily Refinance
Santa Barbara, CA
12 Units
5-Year Fixed
Non-Recourse
Cash-Out
Multifamily Refinance
Los Angeles, CA
12 Units
7-Year Fixed
Flexible Pre-Payment Penalty
Non-Recourse
Multifamily Refinance
El Segundo, CA
12 Units
5-Year Fixed
Non-Recourse
Cash-Out
Multifamily Refinance
Manhattan Beach, CA
11 Units
7-Year Fixed
Non-Recourse
5-Years Interest Only
Multifamily Refinance
Culver City, CA
10 Units
5-Year Fixed
Non-Recourse
Interest Only
Multifamily
Purchase
Claremont, CA
38 Units
3-Year Bridge
Non-Recourse
Interest Only
Multifamily Refinance
Ventura, CA
27 Units
5-Year Fixed
Low 3rd Party Fees
Flexible Pre-Payment Penalty
Multifamily Refinance
Thousand Oaks, CA
105 Units
10-Year Fixed
Flexible Pre-Payment Penalty
Non-Recourse
Multifamily Refinance
Florence, AL
160 Units
10-Year Fixed
Two Properties
Non-Recourse
Multifamily Refinance
Pomona, CA
22 Units
10-Year Fixed
Low 3rd Party Fees
Flexible Pre-Payment Penalty
Multifamily Reverse Exchange
Santa Monica, CA
11 Units
3-Year Fixed
Market Rent Underwriting
Interest Only
Multifamily Portfolio Refinance
Santa Monica and North Hollywood, CA
31 Units
10-Year Fixed
Non-Recourse
Cash-Out
Multifamily Portfolio Refinance
Los Angeles and Santa Monica, CA
34 Units
10-Year Fixed
Two Loans
Cash-Out
Multifamily Refinance
Whittier, CA
20 Units
7-Year Fixed
Non-Recourse
Cash-Out
Multifamily Refinance
Long Beach, CA
8 Units
5-Year Fixed
Non-Recourse
Interest Only
Office Refinance
Tucson, AZ
10-Year Fixed
Full Term Interest Only
Non-Recourse
Mixed Use Refinance
Los Angeles, CA
83 Units
5-Year Fixed
Two Properties
1-Year Pre-Payment Penalty
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